Home Renovations That Can Affect Your Insurance
Posted: April 16, 2022
Renovating your home can enhance your living environment and increase the value of your property. Home renovations can be chaotic at first, with debris from demolitions piling up. While looking forward to an improved home environment, you need to be aware of some types of home renovations that could affect your insurance coverage. Pools A pool can significantly enhance the value of your home and...
Can Employers Reimburse Employees for Health Insurance?
Posted: April 13, 2022
Since 2020 with the enactment of the “21st Century Cures Act,” employers of any size could reimburse their employees for the costs of individual health insurance plans. The Affordable Care Act required employees with 50 or more employees who worked at least 30 hours per week, to offer health insurance. With a vast majority of US businesses having less than 50 employees, many people working...
Common Reasons Disability Claims Are Denied
Posted: April 10, 2022
You have disability insurance to protect your loved ones should you become disabled and can no longer earn a living. It is important that you understand the most common reasons disability claims are denied before purchasing a policy. You Filed for Benefits Too Late. Long-term disability insurance policies require that you file a claim within a specific time frame. Should you fail to file within...
Effective Ways to Spring Clean Your Life Insurance
Posted: April 7, 2022
It is smart to “spring clean” your life insurance each year, as the life insurance market changes over time. A new insurance product could allow you to purchase higher levels of coverage at a lower cost. With the help of a qualified insurance agent, you may discover you have been overpaying. A life insurance policy is an ideal way to protect your loved ones from...
5 Types of Cyber Criminals & How to Avoid Them
Posted: April 4, 2022
Cybercrimes are on the rise in the USA, and business owners need to be alert to the most common ways these criminals operate. The losses incurred by a business after a cyber attack can be staggering, particularly when the personal information of clients has been stolen. There are five general types of cybercriminals, and several techniques to help companies avoid the risk of a data...